For brokers & benefits agencies
Stop maintaining a separate connection for every carrier on every book of business. Send 834 enrollments to Velora once — we route to whichever carrier the group selected, in whatever shape that carrier wants. The carriers your clients already use are usually already on the network.
Each carrier ships its own companion guide, its own SFTP host fingerprint, its own quirks around dependent end-dates and COBRA continuations. The integration engineer you hired last year is now full-time maintaining the matrix you already built.
When an employer switches carriers, the cutover window is days, not months. Your team scrambles to validate a new mapping, generate a delta file, reconcile rejections. With Velora, the new carrier is already mapped — you just point the route.
999s come back malformed. TA1s say 'rejected' with no reason. You spend hours every week chasing what landed where. Our portal gives you the full transmission ledger with AI-explained rejections in your inbox.
When you bring a new employer onto Velora, you can voice-walk through it — the AI agent asks for HRIS export samples, runs the mapping, schedules the first sandbox transmission. No engineering ticket queue.
Send three sample records from any HRIS or payroll export. Claude proposes a complete mapping to 834 with field-level confidence scores. High-confidence ones auto-confirm; lower ones land in your review queue.
One enrollment record can fan out to medical, dental, vision, and life carriers based on the group's plan elections. Velora reads the elections, builds the per-carrier subset, transmits in parallel.
Every file generated, every transmission attempted, every 999 + TA1 acknowledgment captured. Filter by group, by carrier, by member, by error code. Export the ledger for your compliance team.
Path B identity primitive handles the cases that break everyone else: divorced dependent becomes subscriber, member merger across employers, COBRA-then-rehire continuity. Identity is not a string match.
Carrier sends back the remittance; we parse it, reconcile to your billing source of truth, surface variances. Premium payments routed in the other direction with cash-application detail attached.
AES-256-GCM encryption at rest, TLS 1.2+ in transit, hash-chained audit log, per-tenant impersonation gating with 15-minute countdown. BAA included on every paid plan.
Aetna · Anthem · Blue Cross plans · Cigna · Kaiser · UnitedHealth Group · Humana · MetLife · Guardian · Principal · 31 more.
Per-carrier reference files. Every commit re-runs the matrix. No carrier-format drift slips through to your group migrations.
Pre-built test members covering every common scenario: new hire, new dependent, divorce, COBRA continuation, retirement, life events.
834 + 820 + 270/271 + 837 + 276/277 + 835. Every transaction your carriers ask for, in spec, validated against the X12 spec PDF.
Five-minute demo with a real sandbox 834 walk-through, or talk to us about your specific carrier book and migration timeline.